Skip to content
Log in to Digital Banking Loan Payment

The vehicle you want, the rate you deserve.

New car, used car, or something with two wheels, we'll help you get there with competitive rates and zero unnecessary fees.

Apply Now View Rates

AUTO LOANS

Putting you in the driver's seat.

Your next car should come with possibilities. Our auto loans offer competitive rates, no application fees, and no prepayment penalties. Qualified applicants can finance up to 115% of the vehicle’s value, giving you more flexibility to get moving.

  • Financing for new and used vehicles
  • Up to 115% financing for qualified applicants
  • Repayment periods up to 72 months
  • Competitive rates with no surprises
  • No application fees
  • No penalties for paying it off early
  • Refinancing options available if your current rate isn't working for you
Apply Now
Auto loans: what you need to know.
  • Financing Up to 115% for qualified applicants
  • Repayment terms Up to 72 months
  • Application fee $0
  • Prepayment penalty None
  • Vehicle types New and used
  • Refinancing Available

MOTORCYCLE LOANS

The open road is calling. We'll help you answer.

Whether you're a weekend rider, or a daily commuter, our motorcycle loans offer 100% financing, competitive rates, and none of the fees that slow you down.

  • Repayment periods up to 60 months
  • Competitive rates
  • No application fees
  • No prepayment penalties
  • Refinancing options available
  • 100% financing for qualified applicants
Apply Now
Motorcycle loans: what you need to know.
  • Financing Up to 100% for qualified applicants
  • Repayment terms Up to 60 months
  • Application fee $0
  • Prepayment penalty None
  • Refinancing Available

Find your rate with no commitments.

Everything we do is completely transparent. Including our rates. Compare them now.

View Rates

Compare

Side by side, so you can decide.

Whether you're buying a car or a bike, the details matter.

Product Auto Loan Motorcycle Loan
Vehicles covered New and used cars, SUVs, trucks New and used motorcycles
Financing Up to 115% for qualified applicants Up to 100% for qualified applicants
Repayment terms Up to 72 months Up to 60 months
Application fee $0 $0
Prepayment penalty None None
Refinancing Available Available
Apply Apply Now Apply Now

  • Vehicles covered

    Auto Loan New and used cars, SUVs, trucks
    Motorcycle Loan New and used motorcycles

  • Financing

    Auto Loan Up to 115% for qualified applicants
    Motorcycle Loan Up to 100% for qualified applicants

  • Repayment terms

    Auto Loan Up to 72 months
    Motorcycle Loan Up to 60 months

  • Application fee

    Auto Loan $0
    Motorcycle Loan $0

  • Prepayment penalty

    Auto Loan None
    Motorcycle Loan None

  • Refinancing

    Auto Loan Available
    Motorcycle Loan Available

  • Apply

    Auto Loan Apply Now
    Motorcycle Loan Apply Now
Smarter Banking. More Living. ticker shape icon Built for Members. Designed for Life. ticker shape icon Life Comes First. ticker shape icon Saving You More Than Money. ticker shape icon Move Forward with Confidence. ticker shape icon Smarter Banking. More Living. ticker shape icon Built for Members. Designed for Life. ticker shape icon Life Comes First. ticker shape icon Saving You More Than Money. ticker shape icon Move Forward with Confidence. ticker shape icon

Auto & Motorcycle Loans.

Don't stall. It's simple, fast, and designed to get you moving.

Apply For a Loan
Step 01

Apply Online, On the Phone, or In Branch

Apply in minutes from wherever you are, online, on your phone, or face-to-face at your local branch.

Step 02

Get Your Decision & Rates

We'll review your application and come back to you with a clear decision and your personalized rate.

Step 03

Finalize and Drive Away

Once you're happy with your terms, we'll wrap up the paperwork and get you on the road. That's the whole process.

Your Auto & Motorcycle Loan Questions, Answered.

The ones we hear most. Answered plainly, without the fine print.

Can I finance 100% of my vehicle purchase?

Yes. Qualified applicants may finance up to 115% of the vehicle’s value for an auto loan and up to 100% for a motorcycle loan. The amount available depends on credit approval and the vehicle’s value.

Do you charge an application fee?
No. Arise Financial does not charge an application fee for auto loans or motorcycle loans.
Are there prepayment penalties on auto or motorcycle loans?
No prepayment penalties ever. If you want to pay it off ahead of schedule, go right ahead. We won't charge you for it.
What is the maximum term for an auto loan?
Auto loan repayment terms are available for up to 72 months, subject to credit approval and loan qualifications.
What does APR mean on a vehicle loan?

APR stands for Annual Percentage Rate. It reflects the yearly cost of borrowing, including interest and certain loan fees, expressed as a percentage. Comparing APRs can help you compare loan offers beyond just the monthly payment.

Can I refinance my current auto loan or motorcycle loan?
Yes! You can apply to refinance your auto or motorcycle loan with Arise. We’ll help you compare available rates and terms with your current loan to see if refinancing is a good fit. Approval and terms depend on your credit qualifications and vehicle.
Do you finance used cars and used motorcycles?

Yes! Arise offers loans for both used cars and used motorcycles. Our team can help you explore rates and repayment options for your next ride. Financing is subject to credit approval and vehicle eligibility.

Can I apply online?
Yes. You can apply for an auto loan or motorcycle loan online, through the Arise mobile app, or by visiting any Arise branch.
What interest rate will I receive on my vehicle loan?
Your auto loan or motorcycle loan rate is based on factors such as your creditworthiness, loan term, vehicle type, and overall financial profile. Check current rates or apply to receive personalized loan options.
How long does it take to get approved for an auto loan?
Approval times vary based on the application and supporting documentation. Our lending team works to review applications as quickly as possible and keep you informed throughout the process.
What documents do I need to apply for a vehicle loan?
Requirements vary, but you may be asked to provide identification, proof of income, and information about the vehicle you plan to purchase or refinance.

Terms & Conditions

*APR = Annual Percentage Rate shown represents lowest rate currently available as of November 2, 2026 and is subject to change.

View rates

We're here for you.

Our team is ready to help you reach your goals with personalized support and guidance.

Contact Us
Map Icon for map Visit a Branch Find a branch or ATM near you. Find Locations link arrow contact Arise Card icon Arise Message Us Get help from our team when you need it. Send a Message Arrow Icon Arise Phone Icon Call Us (800) 562-7328
Mon – Wed: 8:00am – 5:00pm
Thu – Fri: 8:00am – 6:00pm
Sat: 8:30am – 1:00pm
Sun: Closed Call Now arrow contact Arise

You’re leaving Arise Financial

You’re about to visit a third-party website. Its privacy and security practices may differ from ours. Arise Financial does not control the content of this website.