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Your next investment property starts here.

The right property can create value for years to come. The right financing helps you get there.

Whether you're purchasing your first rental property, refinancing an existing investment, or expanding a growing portfolio, Arise Financial offers financing solutions designed for real estate investors. With competitive rates, local decision-making, and a team that understands investment properties, we'll help you move from opportunity to closing with confidence.

INVESTMENT PROPERTY FINANCING

Investment property financing that moves at the speed of opportunity.

Whether you're purchasing your first rental property or growing an established portfolio, timing matters. Our lending team understands investment real estate and provides local decision-making, competitive financing, and responsive service designed to help you close with confidence.

  • Local underwriting and decision-making.
  • Competitive rates and flexible structures.
  • Financing for residential and commercial investment properties.
  • Up to 80% loan-to-value on qualifying properties.
  • Most loans close within 45 days.
  • Dedicated support throughout the process.
Investors reviewing a property together

Property types we finance.

From a single rental to a growing portfolio, we structure loans for every kind of investment property.

Residential rentals

Single-family homes, condos, and smaller residential rentals designed to generate income and build long-term value.

Commercial real estate

Office, retail, industrial, and mixed-use properties that generate rental income and support portfolio growth.

Multi-family properties

Duplexes, apartment buildings, and larger residential investments designed to scale your portfolio.

New developments

Financing solutions for investors building from the ground up.

Investment property portfolios

Flexible financing options for experienced investors managing multiple properties.

LOAN OVERVIEW

Built for investors and backed by experts.

Competitive financing designed for investment properties, with local decision-making and dedicated support from first conversation to closing.

  • Competitive financing designed for investment properties.
  • No prepayment penalties.
  • Refinancing options available.
  • Flexible loan structures.
  • Local decision-making.
  • Low closing costs.
  • Dedicated support throughout the process.
KEY DETAILS
  • Loan to value Up to 80%
  • Amortization Up to 25 years
  • Typical close time 45 days or less
  • Prepayment penalty None
  • Refinancing Available

Let's talk about your next investment

Every investment property is different. That's why we start with a conversation. Whether you're purchasing your first rental property, refinancing an existing investment, or expanding your portfolio, our team will help you explore your options and determine the financing solution that fits your goals.

Step 01

Tell us about the opportunity

Share the property details, your goals, and what you need from the financing.

Step 02

Review your options

An experienced advisor will walk you through available financing solutions and answer your questions.

Step 03

Take the next step

When you're ready, we'll guide you through the application and closing process.

Your Investment Property Financing questions, answered.

The ones we hear most. Answered plainly, without the fine print.

What types of investment properties do you finance?
We finance a variety of income-producing properties, including residential rentals, multi-family properties, mixed-use developments, commercial real estate, and investment property portfolios. If you're unsure whether your property qualifies, our team can help.
How much can I borrow?
Qualified borrowers may finance up to 80% of a property's value. The amount available depends on the property type, investment strategy, financial qualifications, and other lending criteria.
Do you finance first-time real estate investors?
Yes. Whether you're purchasing your first rental property or expanding an established portfolio, our team can help you explore financing options that fit your goals.
Can I refinance an existing investment property?
Yes. We offer refinancing options for qualifying investment properties. Refinancing may help you adjust your loan structure, improve cash flow, or support future investment opportunities.
How long does the financing process take?
Most investment property loans close within 45 days or less. Timelines vary based on the property, documentation requirements, and transaction complexity.
Are there prepayment penalties?
No. You can pay off your loan early without prepayment penalties.
What information do I need to get started?
The more information you can provide about the property, the better. Basic details such as the property type, purchase price, estimated value, and financing needs can help us begin the conversation.
Will I work with a local lending team?
Yes. Our lending decisions are made locally, and you'll work directly with experienced professionals who understand the local real estate market and investment landscape.
Can I finance multiple investment properties?
Yes. Financing options may be available for investors building or expanding a portfolio of income-producing properties. Our team can discuss structures that align with your investment strategy.

Terms and Conditions

*APRs are subject to change. Actual rates depend on property, loan structure, and creditworthiness. Click View Terms And Conditions for details.

View Terms And Conditions