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Your money
should be
working as hard
as you do.Saving money doesn’t have to be hard.

Life can be stressful. Banking shouldn’t be. Our LiveUp Savings account gives you a free, flexible place to grow your money with no hoops, no hidden fees, and no minimum balance.

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LiveUp Savings

Save more. Live more.

LiveUp Savings helps you earn more on the money you set aside, giving your savings more room to grow, and you more freedom to enjoy what's next.

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Best Rate

LiveUp savings

4.25%

*APY

  • Minimum to open $1
  • Monthly fee $0
  • Minimum balance requirement $0

High Yield Savings

Grow your savings. Keep your flexibility.

Looking for a smarter way to save? Our High Yield Savings Account helps you earn more on your balances with a competitive rate and the flexibility to access your money when you need it. With 24/7 access to online and mobile Banking, growing your savings has never been easier.

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Arise mobile banking app on a phone

Best Rate

High Yield Savings

4.25%

*APY

Business Savings

Your business doesn't sleep. Your savings shouldn't either.

Growth opportunities. Unexpected costs. New products, bigger facilities, an expanded workforce. There are a hundred reasons why your business needs ready capital and we've built savings solutions for all of them. Whether you're planning for next quarter or the next five years, we'll help you put that money to work right now.

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Best Rate

LiveUp Savings Account

Business Savings Account

4.25%

*APY

Health Savings Account

Take the stress out of your healthcare.

An HSA gives you a tax-advantaged way to set aside money for your qualified medical expenses. Better still, your unused funds roll over year after year, so what you save stays with you.

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Holiday Club

Save all year. Celebrate without the stress.

Make holiday spending easier with a dedicated savings account designed to help you prepare for gifts, gatherings, travel, and all the special moments that make the season memorable. Earn competitive dividends while you save, so you'll have extra funds ready when the holidays arrive.

*APY = Annual Percentage Yield effective January 1, 2026. Rates are subject to change. An early withdrawal fee may apply before September 30.

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A Better Rate

For a Brighter Holiday

4.25%

*APY

Compare

Find the one that fits your life.

Product LiveUp Savings High Yield Savings Business Savings HSA Holiday Club
Best for Building savings & reaching financial goals Earning more on your savings with a higher dividend rate Growing your business reserves and preparing for future needs. Saving for qualified healthcare expenses Saving throughout the year for holiday expenses.
Min. opening deposit $1 $5 $5 $0 $5
Monthly fee None None None None None
Earns dividends Yes, tiered Yes Yes, tiered Yes Yes
Debit card No No Yes Yes No
Check-writing No No No Yes No
Transaction limit None None None None None
Online & mobile banking Yes Yes Yes Yes Yes
eStatements Yes Yes Yes Yes Yes
  Open an account Open an account Open an account Open an account Open an account

  • LiveUp Savings

    Best for Building savings & reaching financial goals
    Min. opening deposit $1
    Monthly fee None
    Open an Account

  • High Yield Savings

    Best for Earning more on your savings with a higher dividend rate
    Min. opening deposit $5
    Monthly fee None
    Open an Account

  • Business Savings

    Best for Growing your business reserves and preparing for future needs.
    Min. opening deposit $5
    Monthly fee None
    Open an Account

  • HSA

    Best for Saving for qualified healthcare expenses
    Min. opening deposit $0
    Monthly fee None
    Open an Account

  • Holiday Club

    Best for Saving throughout the year for holiday expenses.
    Min. opening deposit $5
    Monthly fee None
    Open an Account
Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Simple. Smart. Human. Banking Built for Real Life. Move Forward with Confidence. Better Banking, Better Living. Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Simple. Smart. Human. Banking Built for Real Life. Move Forward with Confidence. Better Banking, Better Living.

You're 3 steps away from your new account

We've made opening an account as simple as possible, because you've got more important things to think about. The whole process takes about five minutes. Really.

Open An Account
Step 01

Tell us about yourself.

Enter a few basic details so we can get to know you and start setting up your new account.

Step 02

Pick your account.

Use the comparison table above or give us a call. We'll help you find the account that actually fits your life.

Step 03

Start saving.

Fund your account with as little as $1 and watch your money grow. No waiting periods, no hidden hurdles. You're in.

Your savings questions, answered.

The ones we hear most. Answered plainly, without the fine print.

What's the difference between the High Yield Savings Account and LiveUp Savings?
The High Yield Savings Account offers a competitive, straightforward rate with no balance tiers or relationship requirements. It's a simple way to grow your savings while maintaining easy access to your money. The LiveUp Savings Account is designed to reward members who build a deeper relationship with Arise Financial. Members who pair a LiveUp Savings Account with a LiveUp Spending Account may qualify for enhanced dividend earnings and additional account benefits.
Is there a minimum balance I need to keep?
Answer coming soon.
How is my money protected at Arise Financial?
Answer coming soon.
Can I access my savings account online and on my phone?
Answer coming soon.
Should I open a savings account or a share certificate?
Answer coming soon.
Do I need an Arise financial checking/spending account to open a savings account?
Answer coming soon.
What does 'dividends compounded monthly' actually mean?
Answer coming soon.
Do you no longer offer the Advantage Savings account?
Answer coming soon.

Terms and Conditions

*APYs Annual Percentage Yield effective June 1, 2026. Rates are subject to change. Click View All Rates for additional details.

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We're here for you.

Our team is ready to help you reach your goals with personalized support and guidance.

Contact Us
Visit a Branch Find a branch or ATM near you. Find Locations Message Us Get help from our team when you need it. Send a Message Call Us (781) 878-4000 · Mon – Fri: 8am – 6pm · Sat: 9am – 1pm View All Hours