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Home Bank Savings Holiday Club Savings

Save early. Celebrate big!

Give December-you a head start. Save a little throughout the year and enjoy the holidays with more cheer and fewer worries.

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Why choose a Holiday Club Savings account?

0.20% APY* and counting

Designed to help your money work harder, and reach your end of year savings goals.

$1 Minimum opening deposit

Start small and save big. With a minimum opening deposit of just $1, growing your savings is within reach.

No Monthly fees. Ever.

Not now. Not six months from now. Not buried in the fine print. The fee is zero, and that's not going to change.

Fall Distribution

All your hard work pays off when the funds are distributed to you on September 30 - in plenty of time to shop!

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Holiday Club Savings

Make this holiday one to remember.

  • Competitive dividend rate. Earned on every dollar in your account.
  • Federally insured up to $250,000 by the NCUA. So your money is protected no matter what.
  • Additionally insured by the Massachusetts Share Insurance Corporation (MSIC) for deposits exceeding the NCUA limit.
  • Membership with Arise Financial gives you access to our full suite of personal banking products all in one place.
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You're 3 steps away from your new account.

We've made opening an account as simple as possible, because you've got more important things to think about. The whole process takes about five minutes. Really.

Open An Account
Step 01

Tell us about yourself.

Enter a few basic details so we can get to know you and start setting up your new account.

Step 02

Pick your account.

Select the account you would like to open. Unsure? Give us a call, we'll help you find the account that fits your life.

Step 03

Start saving.

Fund your account with as little as $1 and watch your money grow. No waiting periods, no hidden hurdles. You're in.

Your High Yield Savings Account questions, answered.

The ones we hear most. Answered plainly, without the fine print.

The short answer: Yes, just about everyone can. Anyone who becomes a member of Arise Financial can open a Holiday Club Savings Account. If you live outside our servicing areas, you may still qualify through one of our community partners—and we'll even cover the cost of joining on your behalf. If you're unsure about eligibility, don't worry. We have your back and are happy to help you get started. Contact us to learn more.

Just $1.

No, this account has no monthly maintenance fee.

No, your Holiday Club Savings stands completely on its own.

Rates are variable and subject to change without notice.

Your money is fully accessible, however, if withdrawals have a $10 penalty before September 30.

Yes, federally insured up to $250,000 by the NCUA, with additional coverage by MSIC for deposits exceeding that limit.

Terms and Conditions

*APY = Annual Percentage Yield effective February 1, 2026. Rates are subject to change daily.

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