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The fuel your business runs on.

Growing a business is about capital, timing, and having financial partners who actually understand what you're building. We offer a full suite of business lending solutions designed to meet you where you are and move with you as you scale. From flexible lines of credit to real estate financing, we make it straightforward, personal, and built around your goals — not ours.

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COMMERCIAL MORTGAGE

Put your business on the map. Literally.

Whether you're purchasing your first commercial property, refinancing an existing mortgage, or expanding into a new location, Arise Financial can help you secure the space your business needs to grow. With local decision-making, competitive financing options, and a team that understands your market, we'll help you move forward with confidence.

  • Finance the purchase or refinance of owner-occupied commercial property
  • Contact our Business Lending team for available rates and repayment terms.
  • Flexible loan structures tailored to your business needs
  • Local underwriting and decision-making
  • Dedicated support from application through closing
  • Financing solutions designed around your long-term goals
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KEY FACTS
  • Loan Type Commercial Mortgage
  • Purpose Purchase or refinance owner-occupied commercial property
  • Rate Options Competitive rates & repayment terms
  • Underwriting Local, in-house decision making

businesses we serve

You know your business. We'll help with what's next.

Whether you’re purchasing equipment, managing cash flow, or investing in property, our Business Lending team can help you explore financing options for your goals. We work with a range of businesses, including:

  • Professional offices
  • Medical and dental practices
  • Retail businesses
  • Contractors and trades
  • Manufacturing and industrial businesses
  • Service-based businesses
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Equipment Financing

The right tools. Now within reach.

A sound business model is a great start, but you need the right equipment to make it work. Whether you're buying machinery, a new vehicle fleet, or specialist tools, our equipment financing gets you moving without draining your working capital.

  • Borrow up to 80% of the value of your collateral
  • A variety of repayment terms are available.
  • Competitive rates on secured financing
  • Works for machinery, vehicles, technology, and specialist equipment
  • One-on-one loan assistance from a dedicated business lending advisor
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KEY FACTS
  • Maximum Loan Amount Up to $200,000
  • Collateral Financing Borrow up to 80% of collateral value
  • Repayment Terms Variety of terms available
  • Eligible Equipment Machinery, vehicles, technology, tools & more

Business Line of Credit

Flexible credit built for how business actually works.

In the business world, cash flow challenges could disrupt your business. A credit line can be a lifeline to keep things moving. Arise's Business Line of Credit gives you fast, flexible access to funds that cover operating costs, bridge cash flow gaps, and keep things running when the unexpected happens, without needing a new loan application every time.

  • Revolving loan fund you can access again and again
  • Initial credit limits up to $25,000
  • Pay interest only on the amount you actually borrow
  • Competitive variable interest rate
  • Access funds via check, online banking, mobile banking, or in branch
  • No annual fee
Inquire Today
KEY FACTS
  • Credit Type Revolving Line of Credit
  • Initial Credit Limit Up to $25,000
  • Interest Paid only on amount borrowed
  • Rate Competitive variable interest rate
  • Annual Fee None

Your Business Loan Questions, Answered

The ones we hear most. Answered plainly, without the fine print.

What types of businesses can apply for financing?
Arise Financial works with a wide range of businesses, including professional services, contractors, retailers, manufacturers, healthcare practices, property owners, and real estate investors. Eligibility depends on the loan type, business financials, and other qualifying factors.
What is a Business Line of Credit?
A Business Line of Credit is a revolving source of funds that allows you to borrow, repay, and borrow again up to your approved credit limit. It's often used to manage cash flow, cover operating expenses, or handle unexpected costs.
How much can I borrow with a Business Line of Credit?
Initial credit limits are available up to $25,000 for qualifying businesses. You only pay interest on the amount you borrow, not the full credit limit.
What's the difference between a Business Line of Credit and a Business Loan?

A Business Line of Credit lets you borrow as needed up to an approved limit, repay what you use, and borrow again. You pay interest only on the amount borrowed, making it useful for everyday expenses or gaps in cash flow.

A Business Loan provides a set amount upfront that you repay over an agreed term. It’s typically used for a planned purchase or investment, such as equipment or business expansion. Our team can help you explore which option fits your needs.

Can I finance commercial real estate?
Yes. Arise Financial offers financing solutions for owner-occupied commercial properties, including office, retail, industrial, and professional-use buildings. Commercial mortgage options are available for qualifying businesses.
Do you offer financing for investment properties?
Yes. We offer financing for income-producing real estate, including multi-family, mixed-use, retail, office, and other investment properties. Visit our Investment Real Estate page to learn more. Our team can help you explore options based on your investment goals.
How long does the business loan process take?
Timelines vary depending on the loan type and complexity of the request. Because decisions are made locally, our team can often provide answers more quickly than larger institutions.
Will I work with a real person during the process?
Absolutely. From application to closing, you'll work with experienced business lending professionals who can answer questions, explain options, and guide you through each step.
How do I get started?
Getting started is easy. Contact our Business Lending team, submit an inquiry online, or visit a branch. We'll discuss your goals and help identify the financing solution that best fits your business.

Terms and Conditions

Business financing is subject to credit approval and applicable underwriting and collateral requirements. Loan amounts, credit limits, rates, fees, and repayment terms vary by product and borrower qualifications. Advertised maximum amounts are available to qualifying borrowers and are not a guarantee of approval. Inquire today for current financing options and product-specific terms. Your loan agreement will outline the terms applicable to your financing.

We're here for you.

Our team is ready to help you reach your goals with personalized support and guidance.

Contact Us
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