Find the card that fits your life.

Each card is designed to meet different financial needs. The Classic offers everyday purchasing power. The Platinum provides additional flexibility for qualified borrowers.

Your annual percentage rate (APR) determines the interest you pay when you carry a balance. Per your VISA card agreement, we will begin charging you interest on purchases on the date the transaction is posted to your account. We will begin charging you interest on cash advances and balance transfers on the date of the transaction, or the first day of the billing cycle in which the transaction is posted to your account, whichever is later. However, we will not charge you any interest on new purchases if your account had a zero credit balance at the beginning of that billing cycle, or you paid the entire new balance on the previous cycle's billing statement by the payment due date of that statement. That means how much you owe—and when you make payments—can affect your interest charges.

We calculate interest separately for purchases, balance transfers, and cash advances by applying the applicable periodic rate to each transaction type’s average daily balance. That balance reflects transactions, payments, and credits throughout your billing cycle, so when you make a payment can affect your interest charges. See your Credit Card Agreement and Disclosure for complete details, including how to avoid interest on new purchases.

Your Arise credit card can be used at participating merchants worldwide that accept the card network shown on your card.

Zero Liability Protection helps protect you from responsibility for unauthorized purchases when you report suspicious activity promptly and meet applicable program requirements. Refer to your card agreement for complete terms.

Available identity theft services depend on your card’s benefits. Refer to your card’s benefits guide for details about available services and how to access them.

Approval is based on several factors, including credit history, income, and overall financial qualifications. Our team can help determine which card best fits your needs.

Yes. You can make payments at any time, including paying your balance in full before the due date.

You can apply online, through our mobile app, or by visiting any Arise branch. Our team can help you compare options and choose the right card.

You can manage your account through online banking and mobile banking, where you can view transactions, monitor balances, make payments, and stay on top of your spending.

Contact Arise immediately if your card is lost or stolen. We can help protect your account, prevent unauthorized activity, and arrange for a replacement card.