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Your life doesn't wait.
Your credit card shouldn't either.

A credit card is one of the most useful financial tools you can carry. It gives you the flexibility to manage everyday spending, handle the unexpected, and make larger purchases on your terms. With low fixed rates, zero annual fees, and the fraud protection, you can find the card that fits your life.

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ARISE CLASSIC

The straightforward card for people who hate paying more than they need to.

The Arise Financial Mastercard® Classic is the card for people who want simple, affordable credit and not a complicated rewards scheme that costs more than it gives. You get a low fixed rate, real fraud protection, and a credit line that grows with your needs. That's it. No annual fee, no catch.

  • No annual credit card fee.
  • Credit lines from $300 to $10,000.
  • Low fixed Annual Percentage Rate (APR) on purchases.
  • Low balance transfer rate for as long as you hold the card.
  • Mastercard® Zero Liability Protection.
  • 24/7 Mastercard® ID Theft Resolution Services.
  • Accepted wherever Mastercard® is welcome.
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KEY FACTS
  • Starting APR 13.90% APR*
  • Maximum APR 18.00% APR*
  • Credit line $300 – $10,000
  • Annual fee $0

*APR = Annual Percentage Rate. Rate effective as of January 1, 2026 and subject to change. Rate shown represents the lowest currently available; your rate may vary based on creditworthiness.

ARISE PREMIUM

The card for people who mean business.

The Arise Mastercard® Platinum is built for members who want maximum purchasing power without the interest charges that come with most premium cards. With one of the lowest fixed APRs you'll find anywhere, a higher credit line, and the same zero-dollar annual fee, it's the card that rewards you for choosing smarter.

  • No annual credit card fee.
  • Low fixed 9.90% APR* on purchases and cash advances.
  • Balance transfer rate of 8.90% APR*.
  • Credit lines from $7,500 to $10,000.
  • Mastercard® Zero Liability protection.
  • Accepted at tens of millions of locations worldwide wherever Mastercard® is accepted.
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KEY FACTS
  • Purchase & cash advance APR 9.90% APR*
  • Balance transfer APR 8.90% fixed
  • Maximum APR 18.00% APR*
  • Credit line $7,500 – $10,000
  • Annual fee $0

*APR = Annual Percentage Rate. Rate effective as of January 1, 2026 and subject to change. Rate shown represents the lowest currently available; your rate may vary based on creditworthiness.

ARISE CREDIT CARD

For big dreams and first steps.

A simple, rewarding credit card designed for those establishing credit, gaining independence, and pursuing their goals.

  • Secured credit card options available.
  • No annual credit card fee.
  • Low fixed interest rate options.
  • Credit lines ranging from $300 to $10,000.
  • X% cash back on everyday purchases.
Apply Now Learn more
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Find your rate with no commitments

Everything we do is completely transparent. Including our rates. Compare them now.

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Side by side, so you can decide.

Compare our Visa credit cards and find the one that fits your life.

Arise Classic Arise Premium Arise Secured
Annual fee $0 $0 $0
Interest rates X% APR* X% APR* X% APR*
Credit line $300 – $10,000 $300 – $10,000 $300 – $10,000
Balance transfer Yes Yes Yes
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  • Arise Classic

    Annual fee $0
    Interest rates X% APR*
    Credit line $300 – $10,000
    Apply Now

  • Arise Premium

    Annual fee $0
    Interest rates X% APR*
    Credit line $300 – $10,000
    Apply Now

  • Arise Secured

    Annual fee $0
    Interest rates X% APR*
    Credit line $300 – $10,000
    Apply Now
Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Simple. Smart. Human. Banking Built for Real Life. Move Forward with Confidence. Better Banking, Better Living. Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Simple. Smart. Human. Banking Built for Real Life. Move Forward with Confidence. Better Banking, Better Living.

You're three steps away from your new account.

We've made opening an account as simple as possible, because you've got more important things to think about. The whole process takes about five minutes. Really.

Apply Now
Step 01

Tell us about yourself.

Complete your application with your personal and financial information so we can better understand your needs.

Step 02

Choose your card.

Select the Arise credit card that's right for you — Classic Mastercard®, Platinum Mastercard®, or Secured Mastercard®. Unsure? Give us a call, we'll help you find the account that actually fits your life.

Step 03

Application review & decision.

Our underwriting team will review your application and contact you with next steps, additional requests, or a decision as quickly as possible.

Your Credit Card questions, answered.

Learn more about Arise credit cards, Mastercard benefits, credit building, and how to choose the card that's right for you.

What is the difference between the Arise Classic, Platinum, and Secured Credit Card?
Each card is designed to meet different financial needs. The Classic Mastercard offers everyday purchasing power, the Platinum Mastercard provides additional flexibility for qualified borrowers, and the Secured Mastercard helps members establish or rebuild credit with a refundable security deposit.
Which Arise credit card is best for building credit?
Answer coming soon.
Does the Arise Secured Mastercard require a security deposit?
Answer coming soon.
Can I use my Arise Mastercard anywhere?
Answer coming soon.
Does my Mastercard include Zero Liability Protection?
Answer coming soon.
Does Mastercard provide identity theft protection?
Answer coming soon.
How do I qualify for an Arise credit card?
Answer coming soon.
Can I pay off my credit card balance early?
Answer coming soon.
How do I apply for an Arise credit card?
Answer coming soon.
How can I manage my credit card account?
Answer coming soon.
What should I do if my credit card is lost or stolen?
Answer coming soon.

Terms & Conditions

*APR = Annual Percentage Rate. Rate effective as of January 1, 2026 and subject to change. Rate shown represents the lowest currently available; your rate may vary based on creditworthiness.

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