Membership | Arise Financial

What it really means to be an Arise member.

Arise is a not-for-profit financial cooperative, which means every person who opens an account becomes a part-owner.

Our profits don't go to Wall Street shareholders; they come back to you in the form of better rates, lower fees, and services designed to actually make a difference in your life. Once you've felt it, you'll wonder why you ever banked any other way.

It takes three steps to join Arise Financial.

Joining a credit union is easier than most people think. In just a few minutes, you can become part owner of a member-focused financial institution that's been serving communities for more than 100 years.

Become a Member

Open an Account or Apply for a Loan

Complete our secure online application and tell us a little about yourself. The process is quick, straightforward, and can be completed from anywhere.

Become an Owner

Every member of Arise Financial owns a share in the credit union. Normally, membership requires a $1 share deposit - but we'll fund your Member Ownership Share for you when you open an account or apply for a loan.

Start Banking

Once you're a member, you'll have access to checking accounts, savings options, loans, digital banking, financial guidance, and all the benefits that come with being part of a member-owned credit union.

A few things worth knowing before you join Arise.

Family Always Qualifies

If someone in your household is already an Arise member, you're automatically eligible. Spouses, children, siblings, the door's open for all of them. Membership runs in families.

No Family Connection? No Problem.

You can also qualify through your employer, an association membership, or if you're a U.S. resident, through the American Consumer Council at no cost. There are more ways in than you'd expect.

Your Membership, On Us

We fund your Member Ownership Share, which represents your ownership in Arise Financial. It’s our way of welcoming you as a member—and an owner—from day one.

Come Talk to Us

Our team is here to walk you through every option. Visit any Arise branch and we'll help you figure out exactly how you qualify.

Your membership unlocks more than you'd expect.

Your Arise membership comes with more than great rates. It comes with real tools for real life.

TruStage Insurance*

From life insurance to auto and home coverage, TruStage offers Arise members access to affordable, flexible protection, built specifically for people who belong to a credit union.

Learn More

BridgeUp*

Navigating government assistance programs shouldn't feel like a second job. BridgeUp matches you with government benefits you may be eligible for and gives you step-by-step guidance on how to apply.

Learn About BridgeUp

Every Pet Gets Member Perks

Arise members get access to coverage for vet visits, emergencies, and routine care. Multi-pet discounts of 5% or more are available, plus 24/7 on-demand vet advice and prescription savings through Nationwide PetRxExpress.*

Learn More

Everything your Arise branch can do for you.

Your local Arise branch is about more than tellers and transactions. Here's what we've got waiting for you when you walk through the door.

COIN COUNTING

Bring in your jar, your kitchen drawer, or your entire collection, we'll count it all.
Turn loose change into real, spendable cash in minutes.
Coin-counting machines available at Rockland, Brockton, Hanover, Marshfield, Mansfield, Plymouth, North Attleboro, Weymouth, and Walpole branches.
Please note: a fee may apply. See our Fee Disclosure for details.

SAFE DEPOSIT BOXES

Secure, protected storage for your most important documents and valuables.
Ideal for wills, marriage licenses, deeds, jewelry, and irreplaceable family heirlooms.
A wide range of box sizes to suit your needs.
Available at our Marshfield and Walpole branches at affordable annual rental fees.

ADDITIONAL BRANCH SERVICES

Wire transfer services for domestic payments.
Money orders available at all branch locations.
Account opening assistance.
Loan consultations with our lending team, so you can ask the questions you actually need answered.

Your Membership Eligibility questions, answered.

The ones we hear most. Answered plainly, without the fine print.

What is a credit union?

A credit union is a not-for-profit financial cooperative owned by its members. Instead of returning profits to outside shareholders, we reinvest them back into better rates, lower fees, and services that actually serve people. You're not a customer at a credit union. You're a co-owner.

How do I know if I'm eligible to join?

There are several ways in. You're eligible if a family or household member is already an Arise member or eligible to become an Arise member; if you work for one of our Explore Partner employers; or if you're a U.S. resident, in which case you can join for free through the American Consumer Council. Not sure? Call us at (800) 562-7328 and we'll figure it out together.

Can I apply online?

Yes. Our secure online application is straightforward and takes just a few minutes. If you'd rather do it face-to-face, any Arise branch team will be happy to walk you through it in person.

What's a share account?

Your share account is your ownership stake in Arise. Every member holds one. It's a savings account that represents your share of the credit union and it only takes $1 to open.

Is my money safe at Arise?

Absolutely. Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA). Share accounts are additionally insured by the Massachusetts Share Insurance Corporation (MSIC) for balances above the NCUA limit.

Can my family members join?

Yes. Spouses, children, siblings, parents, grandparents, and household members of any current Arise member are automatically eligible. Membership runs in families here.

What if I don't have a family member who's already a member?

You've still got options. You may qualify through your employer, through an association membership, or through the American Consumer Council, which is open to all U.S. residents at no cost. Give us a call at (800) 562-7328 and we'll find the right path for you.

You're not a customer. You're an owner.