Skip to content
Log in to Digital Banking Loan Payment

Saving money doesn't have to be hard.

Life can be stressful. Banking shouldn't be. Our LiveUp Savings account gives you a free, flexible place to grow your money with no hoops, no hidden fees, and no minimum balance.

Open An Account

Why choose a LiveUp Savings Account?

More rewards. More flexibility. More reasons to save with Arise Financial.

$1 Minimum opening deposit.

Your account works for you and not the other way around. Zero fees, every month.

$0 Monthly maintenance fee

Your account works for you and not the other way around. Zero fees, every month.

Tiered dividend earnings

The more you save, the more you earn. Dividends grow with your balance.

24/7 Online & mobile banking

Manage your money wherever you are, whenever you want. No branch visit required.

Key facts

Type Share / savings
Minimum deposit $1
Rate Up to 4% APY*
Access Flexible
NCUA insured Up to $250,000

Save Account

Built for the life you're living, and the one you're building.

LiveUp Savings makes saving simple, flexible, and rewarding. Save at your own pace with no minimum balance or transaction limits, enjoy 24/7 digital banking, and bundle with LiveUp Spending to unlock even more value.

  • No minimum balance requirement. Save at your own pace, on your terms.
  • Your account activity delivered straight to your inbox with eStatements.
  • No transaction limit. Move money as often as you need to.
  • Bundle your LiveUp Savings and LiveUp Spending Accounts to unlock even higher savings.
  • Manage your money, wherever life takes you, with 24/7 digital banking.
  • Membership earns you access to our full range of personal banking products.
Open An Account Learn More
Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Simple. Smart. Human. Banking Built for Real Life. Move Forward with Confidence. Better Banking, Better Living. Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Simple. Smart. Human. Banking Built for Real Life. Move Forward with Confidence. Better Banking, Better Living.

You're 3 steps away from your new account.

We've made opening an account as simple as possible, because you've got more important things to think about. The whole process takes about five minutes. Really.

Open An Account
Step 01

Tell us about yourself.

Enter a few basic details so we can get to know you and start setting up your new account.

Step 02

Pick your account.

Select the account you would like to open. Unsure? Give us a call, we'll help you find the account that fits your life.

Step 03

Start saving.

Fund your account with as little as $1 and watch your money grow. No waiting periods, no hidden hurdles. You're in.

Compare

Give your savings the rate it deserves.

Balance Tier
Key Highlights
$10 - $10,000
4.00%*
$10,001 - $1,000,000
0.05%
$0+ without LiveUp Spending Account
0.005%

Your savings questions, answered.

The ones we hear most. Answered plainly, without the fine print.

The short answer: just about everyone. Anyone who becomes a member of Arise Financial can open a LiveUp Savings Account. If you live outside our servicing areas, you may still qualify through one of our community partners—and we'll even cover the cost of joining on your behalf. If you're unsure about eligibility, don't worry. We have your back and are happy to help you get started. Contact us to learn more.

Just $1.

No, LiveUp Savings has no monthly maintenance fee.

Dividends are tiered — the more you save, the more you earn.

Yes, your funds are NCUA insured up to $250,000.

Yes, you can open a LiveUp Savings Account entirely online.

No, a checking account is not required, though bundling can unlock additional benefits.

Terms and Conditions

To qualify for the featured APY, members must maintain an active Arise Financial checking account with at least six (6) qualifying transactions per month. Eligible members will automatically receive the applicable rate. A checking account is not required to open a LiveUp Savings Account; however, additional benefits may be available when accounts are bundled. Rates are variable and subject to change without notice.

View All Rates