Earn 3.30% APY*.
Designed to help your money work harder, our High Yield Savings Account combines competitive earnings with the flexibility and simplicity you deserve.
Earn more. Stress less.
Our High Yield Savings Account helps your money grow with a competitive rate, easy access, and flexible savings.
Why choose a High Yield Savings Account?
$1 minimum opening deposit.
Start small and save big. Open your account with just $1 and start earning dividends once your balance reaches $5.
No monthly maintenance fees.
Keep more of your money working toward your goals, with no monthly maintenance fee. Other fees may apply; see our fee schedule for details.
No transaction limits.
Move money as often as you like. There's no arbitrary cap on how frequently you can access your funds.
High Yield Savings
Easy to open and built to earn.
- Competitive dividends. Earn dividends when your balance is $5 or more, while keeping your savings within reach
- eStatements delivered straight to your inbox each month, with up to 18 months of transaction history
- Full Digital Banking access. Check balances, transfer funds, and manage your account anytime, anywhere
- Your High Yield Savings stands completely on its own
- Your savings are federally insured up to $250,000 by the NCUA
- Additionally insured by the Massachusetts Share Insurance Corporation (MSIC) for deposits exceeding the NCUA limit
- Membership with Arise Financial gives you access to our full suite of personal banking products all in one place
Smarter Banking. More Living. 
Built for Members. Designed for Life. 
Life Comes First. 
Saving You More Than Money. Move Forward with Confidence. Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Saving You More Than Money. Move Forward with Confidence.
Built for Members. Designed for Life. Life Comes First. Saving You More Than Money. Move Forward with Confidence. Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Saving You More Than Money. Move Forward with Confidence. You're 3 steps away from your new account.
We've made opening an account as simple as possible, because you've got more important things to think about. The whole process takes about five minutes. Really.
Step 01
Tell us about yourself.
Enter a few basic details so we can get to know you and start setting up your new account.
Step 02
Pick your account.
Select the account you would like to open. Unsure? Give us a call. We'll help you find the account that fits your life.
Step 03
Start saving.
Fund your account and watch your money grow. No waiting periods, no hidden hurdles. You're in.
Your High Yield Savings Account questions, answered.
The ones we hear most. Answered plainly, without the fine print.
A competitive dividend rate that's higher than a standard savings account, updated regularly.
Just $1 to open the account. $5 to begin earning dividends.
No, this account has no monthly maintenance fee.
No, your High Yield Savings stands completely on its own.
Rates are variable and subject to change without notice. To view the most up to date rates visit the Rates Page.
Your money is fully accessible with no transaction limits.
Yes, federally insured up to $250,000 by the NCUA, with additional coverage by MSIC for deposits exceeding that limit.
Terms and Conditions
*APY = Annual Percentage Yield. Effective as of November 2, 2026. Minimum balance to earn the advertised APY is $5.00. This is a variable-rate account; the rate may change after opening. Dividends are compounded monthly. Fees may reduce earnings. Membership eligibility applies. Refer to our Consumer Fee Schedule and Truth-in-Savings disclosure for complete terms.
We're here for you.
Our team is ready to help you reach your goals with personalized support and guidance.
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