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Earn more. Stress less.

Our High Yield Savings Account helps your money grow with a competitive rate, easy access, and flexible saving.

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Why choose a High Yield Savings account?

More rewards. More flexibility. More reasons to save with Arise Financial.

3.10% APY* and counting Designed to help your money work harder, our High Yield Savings Account combines competitive earnings with the flexibility and simplicity you deserve.
$1 Minimum opening deposit Start small and save big. With a minimum opening deposit of just $1, growing your savings is within reach.
No Monthly fees. Ever. Not now. Not six months from now. Not buried in the fine print. The fee is zero, and that's not going to change.
Zero Transaction limits Move money as often as you like. There's no arbitrary cap on how frequently you can access your funds.
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High Yield Savings

Easy to open and built to earn.

High-Yield Savings is the headline. Here's the full story.

  • Premium dividend rate. Earned on every dollar in your account, updated regularly and always competitive.
  • eStatements delivered straight to your inbox each month, with up to 18 months of transaction history.
  • Full Digital Banking access. Check balances, transfer funds, and manage your account anytime, anywhere.
  • Your High Yield Savings stands completely on its own.
  • Federally insured up to $250,000 by the NCUA. So your money is protected no matter what.
  • Additionally insured by the Massachusetts Share Insurance Corporation (MSIC) for deposits exceeding the NCUA limit.
  • Membership with Arise Financial gives you access to our full suite of personal banking products all in one place.
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You're 3 steps away from your new account.

We've made opening an account as simple as possible, because you've got more important things to think about. The whole process takes about five minutes. Really.

Open An Account
Step 01

Tell us about yourself.

Enter a few basic details so we can get to know you and start setting up your new account.

Step 02

Pick your account.

Select the account you would like to open. Unsure? Give us a call, we'll help you find the account that fits your life.

Step 03

Start saving.

Fund your account with as little as $1 and watch your money grow. No waiting periods, no hidden hurdles. You're in.

Your High Yield Savings Account questions, answered.

The ones we hear most. Answered plainly, without the fine print.

The short answer: just about everyone. Anyone who becomes a member of Arise Financial can open a LiveUp Savings Account. If you live outside our servicing areas, you may still qualify through one of our community partners—and we'll even cover the cost of joining on your behalf. If you're unsure about eligibility, don't worry. We have your back and are happy to help you get started. Contact us to learn more.

A competitive dividend rate that's higher than a standard savings account, updated regularly.

Just $1.

No, this account has no monthly maintenance fee.

No, your High Yield Savings stands completely on its own.

Rates are variable and subject to change without notice.

Your money is fully accessible with no transaction limits.

Yes, federally insured up to $250,000 by the NCUA, with additional coverage by MSIC for deposits exceeding that limit.

Terms and Conditions

*APY = Annual Percentage Yield effective February 1, 2026. Rates are subject to change daily.

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