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Coming this November: The Live Up Spending Account

Live Up Spending reimagines everyday checking, rewarding you for banking with us while supporting where you are now and where you're going next.

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Here's what sets it apart.

No monthly maintenance fees. Keep more of your money working toward your goals, with no monthly maintenance fee. Other fees may apply; see our fee schedule for details.
Your ATM fees, covered. We believe your money should be available anywhere. That’s why we’ll refund up to $20 in non-bank ATM surcharge fees each month.¹
A $1.00 Deposit is all it takes. We want to simplify life for everyone. That's why it takes only a $1.00 deposit to open your account and start earning dividends.
Earn dividends each month Earn dividends that compound monthly on balances of $1.00 or more.

Key facts

Monthly fee $0
Minimum balance $0
ATM network 30,000+
Overdraft opt-in Available

Coming this November

We're packing a lot into a simple account. No fluff. Just the features you'll actually use.

  • Coming Soon: Live Up Debit Card included. Use your debit card anywhere Mastercard® is accepted, whether you're shopping online, in-store, or on the go.
  • Mobile check deposit. Deposit a check without setting foot in a branch. Available for members 13+ enrolled in online banking.
  • eStatements. Your statements, paperless and ready whenever you need them.
  • Bill pay included. Schedule and send payments directly from your account, no stamps, no stress.
  • Access your money nationwide. Enjoy convenient access to your accounts at thousands of Shared Branch locations across the country.
  • 24/7 online and mobile banking. No branch required.
  • Freedom to use any ATM. We'll reimburse up to $20 per month in out-of-network ATM fees, so you're not limited to a specific network.¹
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Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Saving You More Than Money. Move Forward with Confidence. Smarter Banking. More Living. Built for Members. Designed for Life. Life Comes First. Saving You More Than Money. Move Forward with Confidence.

Your Live Up Spending questions, answered.

The ones we hear most. Answered plainly, without the fine print.

A spending account is a checking account built for everyday life. Pay bills, make purchases, get paid, and keep your money moving. Live Up Spending is our version, and it’s coming soon.

Just $1.00.

No. There's no monthly fee on a Live Up Spending Account. Ever.

Yes, mobile check deposit is available for members 13+ enrolled in online banking.

ATM fees may apply. Complete at least six qualifying transactions in your Live Up Spending Account during the calendar month to receive up to $20 in ATM surcharge reimbursements.¹

Yes, your Live Up Debit Card will be included and accepted anywhere Mastercard® is accepted.

Yes, 24/7 online and mobile banking is included at no extra cost.

Terms and Conditions

¹ATM surcharge reimbursements of up to $20 per calendar month require at least six qualifying transactions in your Live Up Spending Account during that calendar month.

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